How accurate are AI value estimates?

There is no promised accuracy percentage

We do not publish a validated accuracy rate or a guaranteed margin of error. Accuracy varies by item, photo quality, identification and market conditions. A precise dollar amount is not proof that the estimate is correct.

What the estimate uses

The AI examines up to four uploaded item photos and the details you have entered, such as brand, model, condition, serial number, purchase information and notes. It suggests an identification, a value in US dollars, a low-to-high range and a short explanation.

The current estimation process does not look up live sold listings or verify auction results. An explanation that mentions market prices is not a checked source or a promise of a current sale price. The low-to-high range is an AI-generated suggestion, not a statistically validated confidence interval.

Why it can be wrong

• Similar-looking models, editions or reproductions can have very different values.
• Photos may hide repairs, internal damage, wear, missing parts or changes to original components.
• Authenticity, provenance, signatures, coin grades and gemstone quality cannot be established reliably from photos alone.
• Incorrect owner-provided details can lead to an incorrect estimate.
• Demand, location, sale method and market changes affect what someone will actually pay.

What it is not

• Not a certified appraisal or an authentication or grading certificate.
• Not a guaranteed sale price, buyer offer or payout. Selling fees and other costs affect what you keep.
• Not an insurer-approved replacement value. Resale value, replacement cost, agreed value and actual cash value are different measures; the AI estimate should not be treated as interchangeable with them.
• Not insurance coverage, legal or financial advice. Recording a value does not insure the item.
• Not continuous market monitoring. A saved estimate reflects its last valuation date, not a verified live price.

For insurance, ask what your insurer requires

An inventory PDF organizes your records; it does not certify the values or guarantee that an insurer will accept them or pay a claim. Ask your insurer or licensed agent which valuation basis and documents they need. For valuable, rare or hard-to-identify items, use a qualified appraiser or relevant specialist.

Keep receipts, serial numbers, clear photos and any professional appraisal together. You can enter a manual value in TruValue when you have better evidence, or when the AI cannot provide a useful estimate.

Watch collection insurance guide · Coin collection insurance guide · Sample insurance inventory